Terms of Service

1. Acceptance of Terms

By accessing or using the Reckonarity Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Description of Service

Reckonarity provides AI-driven analysis, decision-support tools, and informational content related to supplemental income, gig-economy earnings, and investment-related risk assessment. The Service is intended to assist users in evaluating information and is provided for general informational purposes only.

No financial, investment, or professional advice. Nothing provided through the Service constitutes financial, legal, tax, or investment advice. Any outputs, scores, or insights generated by the Service are informational in nature and should not be relied upon as the sole basis for any financial or business decision. You should consult a qualified professional before making decisions based on information obtained through the Service.

3. Eligibility

You must be at least 18 years old and capable of forming a legally binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. User Accounts

Certain features of the Service may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date.

You are responsible for safeguarding your account credentials and for any activity that occurs under your account. Notify us promptly if you become aware of any unauthorized use of your account.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse engineer, decompile, or otherwise extract the underlying models or source code of the Service.
• Interfere with, disrupt, or place undue load on the Service's infrastructure.
• Use automated means to scrape, harvest, or extract data from the Service without authorization.
• Misrepresent your identity or impersonate any person or entity while using the Service.
• Resell, sublicense, or redistribute the Service or its outputs without our prior written consent.

6. Subscription, Fees, and Billing

Some features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the point of purchase. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

We reserve the right to modify our pricing or fee structure at any time, with reasonable notice provided for existing subscribers where required.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service (excluding user-submitted content) are the property of Reckonarity or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, or create derivative works based on the Service.

You retain ownership of any content or data you submit to the Service. By submitting content, you grant Reckonarity a limited, non-exclusive license to use that content solely for the purpose of operating and improving the Service.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Reckonarity does not guarantee that the Service will be uninterrupted, error-free, or free of harmful components, nor does it guarantee the accuracy, completeness, or reliability of any analysis, output, or recommendation generated by the Service.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Reckonarity, its affiliates, officers, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

In no event shall Reckonarity's total aggregate liability arising from these Terms or your use of the Service exceed the amount you paid, if any, to Reckonarity in the twelve (12) months preceding the event giving rise to the liability.

10. Indemnification

You agree to indemnify, defend, and hold harmless Reckonarity and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Reckonarity, or third parties.

You may discontinue use of the Service and, where applicable, close your account at any time. Provisions of these Terms that by their nature should survive termination will remain in effect.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at our discretion. We may also update these Terms from time to time. Material changes will be indicated by revising the "last updated" date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Reckonarity operates, without regard to conflict of law principles. [Specific jurisdiction and dispute resolution mechanism to be confirmed and inserted upon legal review.]

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.